The state's Department of Insurance recently released the 2013 average rates for homeowners' and auto insurance. The top 10 insurance companies doing business in Ohio boosted homeowners' rates by 7.4 percent last year, while the biggest auto insurers raised rates by 2.6 percent.
In both areas, the 10 insurers represent about 70 percent of Ohio's market.
The most recent figures from the National Association of Insurance Commissioners show Ohio's average homeowners' premium was $652, compared to the national average of $968. Drivers on average paid $620, compared to $797 nationally.
Poor weather and material costs affected homeowners' rates. Changes in auto insurance rates were associated with weather-related claims and repair costs.